Rising Insurance Costs: How Scout Insurance Supports Small Businesses
Small businesses across the United States are facing a growing challenge: health insurance costs continue to rise at an alarming pace. In the past few years, premiums for small business health plans have increased significantly, outpacing inflation and placing additional pressure on already-tight budgets. Many employers want to continue offering benefits to attract and retain […]
California Insurance: Property Coverage Update
California insurance crisis continues to evolve, affecting not only homeowners but also businesses that own real estate. Despite reforms and public promises of relief, insurers continue to exploit loopholes that limit coverage and allow them to withdraw from high-risk areas. Both families and business owners are now facing difficult decisions about how to protect their […]
Policy Change Form: Keep Your Coverage Up to Date
In both life and business, change is inevitable. You might relocate your office, buy new equipment, hire new employees, or even expand your operations into a new market. These are exciting milestones that represent growth, progress, and success. However, with growth comes new responsibilities and risks that your current insurance policy might not fully cover. […]
Protecting Your Business: The Power of a Certificate of Insurance (COI)
In today’s competitive business landscape, trust and transparency are everything. Whether you are signing a new client contract, renting a commercial space, or collaborating with another company, everyone wants one thing before moving forward: proof that you are covered. That proof comes in the form of a Certificate of Insurance (COI). It is one of […]
California FAIR Plan Proposes 36% Home Insurance Hike
California homeowners could soon face a significant jump in insurance costs as the California FAIR Plan, the state’s insurer of last resort, has requested a 35.8% rate increase for dwelling policies. According to the Los Angeles Times, this marks the largest rate hike request in years, driven by the financial toll of the destructive January […]
Health Insurance: How to Prepare for the 2026 Premium Surge
Health insurance costs are on the rise, and 2026 may bring the biggest jump yet. According to recent insurer filings analyzed by the Commonwealth Fund, marketplace premiums are projected to increase by a median of 18 % nationwide, marking one of the steepest hikes in recent years. This increase comes as several federal policies and […]